Legal Credit Assistance

When Credit Issues Become Legal Issues, You Deserve Access to Legal Help.

At Next Level Credit, we believe improving your financial profile sometimes requires more than credit education and dispute assistance. Certain credit-related situations may involve legal questions or circumstances where speaking with an attorney can be valuable.

How Program Works

Through our affiliation with LegalShield, clients have the opportunity to obtain an affordable LegalShield membership that provides access to a network of provider law firms for covered legal matters.

Credit Issues May Go Beyond the Credit Report

Depending on your situation and the terms of your LegalShield plan, access to legal assistance may be helpful when dealing with matters involving:

* Debt collection concerns
* Creditor communications
* Questions involving consumer rights
* Collection letters or legal notices
* Identity theft-related legal concerns
* Contract or document questions
* Other qualifying personal or business legal matters

Rather than facing a legal question alone or immediately worrying about expensive hourly attorney fees a LegalShield membership can provide access to legal guidance for covered matters.

What are the Next Steps?

Sign the Credit Enrichment Service Agreement sent via SignNow.

Make the down payment via Zelle or credit card (invoice).

Sign the Denefits Payment Proposal/Contract.

Submit your documents.

Understanding the Role of Denefits

For decades, the Rios family has remained committed to helping clients make informed financial decisions with honesty, education, and personalized service.

Independent Provider: Denefits is an independent third-party financing provider and is not owned, operated, or managed by NextLevelCredit.

Payment Processing: If you choose the installment payment option, your payments will be processed through Denefits rather than directly through NextLevelCredit.

Additional Fees: Denefits may charge service fees or other financing-related costs. These charges are separate from and in addition to your NextLevelCredit program payment.

Billing Policies: Because Denefits operates independently, NextLevelCredit does not control Denefits’ billing policies, payment processing, late fees, or financing charges.

Late Fees & Penalties: If a payment becomes past due, any late fees or penalties assessed by Denefits are determined by Denefits, and NextLevelCredit cannot waive, modify, or prevent those charges.

Explore our Credit Programs

Tier 1

Silver Program

Option 1: One payment $680
Option 2: Monthly with Benefits
Total Price: $850
Down Payment: $250 paid to NextLevelCredit
Remaining Balance: $600 financed through Benefits (3 monthly payments of $200)
Start Now
Tier 2

Gold Program

Option 1: One payment $1,750
Option 2: Monthly with Benefits
Total Price: $2,000
Down Payment: $680 paid to NextLevelCredit
Remaining Balance: $1,320 financed through Benefits (3 monthly payments of $440)
Start Now
Tier 3

Platinum Program

Option 1: One payment $2,500
Option 2: Monthly with Benefits
Total Price: $3,000
Down Payment: $680 paid to NextLevelCredit
Remaining Balance: $2,320 financed through Benefits (3 monthly payments of $773.33)
Start Now
Tier 4 · Titanium

Titanium + Silver

$3,350 package price
No-interest monthly plans with Benefits — see page 2.
Start Now
Tier 5 · Titanium

Titanium + Gold

$3,850 package price
No-interest monthly plans with Benefits — see page 3.
Start Now
Tier 6 · Titanium

Titanium + Platinum

$4,000 package price
No-interest monthly plans with Benefits — see page 4.
Start Now