Make Smart Decisions for a Stronger Financial Future
Official Credit Monitoring Partner
The very first action you need to take as a client is signing up for your MyScoreIQ account.
This allows our specialists to pull your complete 3-bureau credit reports securely and accurately.
With access to your report, we perform an in-depth credit audit to identify all disputable items.
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We begin with a full credit audit to review your entire report in detail.
Our team identifies any negative items that may be affecting your score
We then dispute those items directly with all three major credit bureaus on your behalf
Sign the Credit Enrichment Service Agreement sent via SignNow
Make the down payment via Zelle or credit card (invoice)
Sign the Denefits Payment Proposal/Contract
Submit your documents.
We will send your Credit Enrichment Service Agreement to your email via SignNow. Please remember to check your spam folder just in case. If you have trouble finding the email, please let us know and we’ll send you a direct link to access the agreement.
Pay $1,750 upfront and save. You can pay by credit card—we’ll send an invoice to your email—or pay via Zelle.
Total Price: $2,000
Down Payment: $680
Remaining Balance: $1,320 financed through Denefits (3 monthly payments of $440)
Denefits is the platform we use to offer convenient monthly installments—this is not a loan.
Please remember that if you modify the payment dates, Benefits charges a variable fee
Denefits is the platform we use to allow our clients to make convenient monthly payments for their Credit Enrichment program. This is not a loan—it simply helps break the cost of the program into manageable installments.
After you sign the Denefits agreement, their customer support team will contact you to verify your identity.
Denefits is an independent third-party financing provider and is not owned, operated, or managed by NextLevelCredit.
If you choose the installment payment option, your payments will be processed through Denefits rather than directly through NextLevelCredit.
Denefits may charge service fees or other financing-related costs. These charges are separate from and in addition to your NextLevelCredit program payment.
Because Denefits operates independently, NextLevelCredit does not control Denefits’ billing policies, payment processing, late fees, or financing charges
If a payment becomes past due, any late fees or penalties assessed by Denefits are determined by Denefits, and NextLevelCredit cannot waive, modify, or prevent those charges.
We will need the following:
A: The timeline varies depending on how many negative items are affecting your credit. The minimum timeframe is about 30 days, which is how long the credit bureaus take to respond to disputes. Since every client’s situation is unique, the overall timeframe can vary.
A: Yes. Our credit specialists will keep you informed every step of the way. You will receive regular updates on the progress we make throughout the process.
A: We strongly recommend that clients avoid applying for new credit during the program. This helps prevent new hard inquiries, which can negatively impact your credit while we’re working to improve it.