A.R.C. BUSINESS FUNDING™

Assets. Revenue. Credit.
Three Paths to Capital.

Your business is more than a credit score.

At Next Level Credit, we take a complete view of your financial picture.

Whether your strength is the assets you own, the revenue you generate, your credit profile — or a combination — we help you identify funding solutions that align with your business goals.

EXPLORE YOUR FUNDING OPTIONS  → SCHEDULE A STRATEGY CALL

WHICH PART OF YOUR A.R.C. IS STRONGEST?

Different businesses qualify for capital in different ways. Instead of trying to force every business owner into the same financing product, we look at the three areas lenders and capital providers frequently evaluate.

Asset-Based Funding
A

ASSET-BASED
FUNDING

Turn the value you already have into access to capital.

Potential Asset-Based Solutions

⚙
Business Factoring

Leverage eligible accounts receivable to improve cash flow and access working capital.

⌂
Real Estate Equity Solutions

Explore financing opportunities using available equity in eligible investment or business-purpose real estate.

◉
ROBS — Rollover for Business Startups

Eligible entrepreneurs may be able to use qualifying retirement funds to invest in or acquire a business through a properly structured ROBS program.

◌
Specialized Asset Monetization

Certain qualified assets and projects may be eligible for specialized financing or monetization structures.

Asset-Based Funding May Be Ideal For:

Businesses with significant receivables, real estate investors, established companies with valuable assets, entrepreneurs acquiring businesses, and companies seeking alternatives to traditional unsecured financing.

EXPLORE ASSET-BASED FUNDING →
Revenue-Based Funding
R

REVENUE-BASED
FUNDING

Let your business performance help open the door to capital.

Potential Revenue-Based Solutions

▣
Business Lines of Credit

Flexible revolving access to working capital that can be used as your business needs it.

◉
Bridge & Working Capital Funding

Short-term capital designed to help businesses handle immediate expenses, inventory, payroll, expansion or time-sensitive opportunities.

⌂
SBA Financing

Government-supported lending programs for qualifying businesses seeking longer-term capital.

◎
CDFI Financing

Funding through Community Development Financial Institutions designed to expand access to capital for qualifying businesses and communities.

◫
Structured Finance

Specialized capital solutions for larger transactions, contracts, acquisitions and qualified business opportunities.

Revenue-Based Funding May Be Ideal For:

Established businesses with consistent deposits, companies experiencing rapid growth, businesses purchasing inventory, companies managing cash-flow gaps, entrepreneurs pursuing expansion opportunities, and companies that need working capital.

EXPLORE REVENUE-BASED FUNDING →
Credit-Based Funding
C

CREDIT-BASED
FUNDING

Put a strong credit profile to work.

Potential Credit-Based Solutions

▣
Business Lines of Credit

Access revolving business capital that can be used for operating expenses, growth, inventory, equipment and other qualified business needs.

◎
Syndicated Business Credit Lines

Qualified businesses and principals may be able to access multiple credit facilities strategically structured to increase overall available capital.

♙
Personal Credit-Based Funding

Qualified business owners with strong personal credit may have access to unsecured financing that can potentially support eligible business or investment objectives.

Credit-Based Funding May Be Ideal For:

Business owners with strong personal credit, established businesses with strong business credit, entrepreneurs seeking unsecured capital, companies preparing for expansion, and qualified borrowers who want access to revolving credit.

EXPLORE CREDIT-BASED FUNDING →

YOU MAY QUALIFY THROUGH MORE THAN ONE PATH

The Power of the A.R.C. Approach

⌁

Strong Credit +
Limited Revenue

▮▮▮

Strong Revenue +
Challenged Credit

⌂

Strong Assets +
Limited Cash Flow

♢

Strong Credit +
Strong Revenue

◎

Assets + Revenue +
Credit

Each financial profile creates different possibilities.

Our goal is to evaluate your complete financial position and identify which funding path—or combination of funding paths—may provide the best opportunities.

THE A.R.C. FUNDING PROCESS

A simple, strategic approach to help you move from where you are to where you want to be.

☵

1. DISCOVER

Tell us about your business, funding goals and current financial position.

›
▤

2. EVALUATE

We evaluate the three components of your A.R.C.:

Assets • Revenue • Credit
›
⌕

3. IDENTIFY

We determine which funding categories and programs may align with your profile.

›
▥

4. POSITION

If improvements are needed, we help create a strategy designed to strengthen your funding readiness.

›
♟

5. CONNECT

Qualified applicants can be connected with appropriate funding resources and capital providers based on their individual circumstances.

NOT FUNDING-READY YET?

We Can Help You Build the Roadmap.

Being declined today doesn't necessarily mean you can't qualify in the future.

Sometimes the best funding strategy begins by identifying exactly what needs to improve.

Depending on your situation, that could include:

  • ✓
    Improving Personal Credit

    Strengthen the credit profile lenders may use when evaluating your application.

  • ✓
    Building Business Credit

    Establish and strengthen your company's independent business credit profile.

  • ✓
    Strengthening Business Financials

    Improve banking history, revenue consistency and lender readiness.

  • ✓
    Reducing Credit Utilization

    Create stronger credit ratios before approaching lenders.

  • ✓
    Correcting Credit Reporting Issues

    Address inaccurate or outdated information that may affect financing opportunities.

The objective isn't simply to apply for more loans.

It's to become more fundable.

BUILD MY FUNDING ROADMAP →

Explore our Credit Programs

Tier 1

Silver Program

Option 1: One payment $680
Option 2: Monthly with Denefits
Total Price: $850
Down Payment: $250 paid to NextLevelCredit
Remaining Balance: $600 financed through Denefits (3 monthly payments of $200)
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Tier 2

Gold Program

Option 1: One payment $1,750
Option 2: Monthly with Denefits
Total Price: $2,000
Down Payment: $680 paid to NextLevelCredit
Remaining Balance: $1,320 financed through Denefits (3 monthly payments of $440)
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Tier 3

Platinum Program

Option 1: One payment $2,500
Option 2: Monthly with Denefits
Total Price: $3,000
Down Payment: $680 paid to NextLevelCredit
Remaining Balance: $2,320 financed through Denefits (3 monthly payments of $773.33)
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Tier 4 · Titanium

Titanium + Silver

$3,350 package price
No-interest monthly plans with Denefits — see page 2.
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Tier 5 · Titanium

Titanium + Gold

$3,850 package price
No-interest monthly plans with Denefits — see page 3.
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Tier 6 · Titanium

Titanium + Platinum

$4,000 package price
No-interest monthly plans with Denefits — see page 4.
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