Build Business Credit That Stands on Its Own.
We guide you through the steps that may include establishing your business with the appropriate reporting agencies, identifying business credit accounts and tradelines, monitoring your business credit profiles, and addressing factors that may be limiting your funding opportunities.
Establishing strong business credit can help create more opportunities for your company while reducing your dependence on personal credit. Next Level Credit helps business owners understand the business credit landscape and build a stronger, more fundable business profile.
We guide you through the steps that may include establishing your business with the appropriate reporting agencies, identifying business credit accounts and tradelines, monitoring your business credit profiles, and addressing factors that may be limiting your funding opportunities.
Our goal is simple: help you position your business to qualify for better financial opportunities as it grows.
Many business owners rely heavily on their personal credit to start, operate, and grow their companies. Our Business Credit & Funding Readiness Program, powered by Lendavo, is designed to help you understand where your business stands today, strengthen its business credit profile, and create a strategic path toward greater access to business capital.
Learn how to establish and strengthen credit in your business’s name, helping you build a financial profile that is separate from your personal credit and reduce unnecessary reliance on personal guarantees.
Access business and consumer credit information, business health insights, and a Funding Ready Score designed to identify factors that may be affecting your ability to qualify for business financing.
Receive step-by-step recommendations through the Business Credit Accelerator to help establish stronger business credit, reach important credit milestones, and identify accounts that may fit your company’s current profile.
Identify potential weaknesses before applying. Review your business’s revenue, cash flow, credit profile, funding readiness, and SBA readiness so you can work on the areas that may improve your financing opportunities.
As your business profile develops, Lendavo can match your company with potential business credit and financing opportunities from a network of 1,000+ lenders—helping you pursue options that better align with your qualifications.
Instead of continually depending on your personal credit to grow your company, our goal is to help you develop a stronger, more fundable business with its own credit profile and a clear strategy for accessing capital.
See your business credit, personal credit, financial health, and overall funding readiness in one easy-to-use dashboard—so you can identify problems, strengthen your profile, and pursue funding with more confidence.
Track income trends lenders care about most.
Monitor liquidity and forecast future positions.
Understand your estimated business value.
Business and personal scores in one place.
Your overall score for pursuing financing.
Q: How does the Business Credit & Funding Readiness Program work?
A: Our program helps business owners understand where their company stands today and provides a step-by-step strategy for building a stronger business credit and funding profile. We review areas such as business credit, financial health, revenue, cash flow, and funding readiness so you can focus on the factors that may have the greatest impact on your ability to access capital.
Q: Can my business build credit separately from my personal credit?
A: Yes. One of the primary goals of building business credit is to establish a financial profile in your company’s name. As your business credit profile develops, your company may become less dependent on your personal credit. However, some lenders and credit providers may still require a personal guarantee depending on the product and your business’s qualifications.
Q: Does my business need to be established for a certain amount of time?
A: Not necessarily. New and established businesses can both begin building business credit. Your company’s age, revenue, existing credit history, industry, and financial profile can affect which accounts or funding opportunities may be available to you.
Q: How long does it take to build business credit?
A: There is no single timeline because every business starts from a different position. Building business credit is a process that can involve establishing accounts, creating payment history, reaching credit milestones, and allowing information to report to the business credit bureaus. Our program helps you understand where you are now and what steps to take next.